Dashboard

Track balances, rates, and payments — see estimated payoff timelines at a glance.
Your Debts

Add Debt

Used to figure out how much available credit this card actually has for an incoming 0% balance-transfer promo (Debt Reduction Plan page). Leave blank if unknown — the transfer recommendation just won't be capped by it.
This is the number used directly for this card's own "Est. Payoff" date — exactly as entered, no averaging or adjustment.
Check this when a card is actively offering a promotional balance-transfer rate, so it can be considered as a destination on the Debt Reduction Plan page. Uncheck it as soon as the offer expires.
The rate this balance reverts to once the promo ends is assumed to be this account's own Interest rate (APR) above.

Log Transaction

Can be in the future if you're scheduling ahead — it will affect the balance right away, but not this month's interest estimate until the date arrives.
Deferred-interest offers (common on store/medical cards) charge you for the whole promo period retroactively if any balance is left when it expires — this will show up as an automatic Fee transaction on that date if it happens.

Reveal Account Number

Enter your password to view the full account number. It will be visible for 5 minutes.